Showing posts with label Banking and Finance. Show all posts
Showing posts with label Banking and Finance. Show all posts

Monday, 28 June 2021

ASSESSMENT OF MOTIVATION AND WORKERS PRODUCTIVITY IN TERTIARY INSTITUTIONS

 INTRODUCTION

1.1             Background to the Study

The relationship between employees and employers is based on the respect from the employer to the employee to motivate him/her to a larger extent that the employer has to give the respect to the employee not only his reward such as salary and wages but by different means such as symbolic motivation after observing the performance of the employee. By this types of symbolic motivation, employee will be motivated and connected to their work and the comfortable environment created by the authorities is very helpful to make the employee devoted and committed to their job honestly and faithfully. Job satisfaction by employees has always been an important factor in the success of any organization. As wages, salary and fringe benefits are significantly and positively related to job satisfaction, they play an important role in attracting employees and raising their productivity in various organizations.

Saturday, 8 October 2016

LOAN GRANTING AND ITS RECOVERY PROBLEMS ON COMMERCIAL BANKS IN NIGERIA


                                                                    CHAPTER ONE
INTRODUCTION
1.1       BACKGROUND OF THE STUDY
Virtually, every business has a credit relationship with a financial institution, especially banks. Some rely on periodic short term loans to finance temporary working capital needs. Others primarily use long-term loans to finance capital expenditure, new acquisitions or permanent increases in capital. Regardless of the type of loan, all credit request mandate a systematic analysis of the borrower‟s ability to repay as at when due.

THE ROLE OF MICRO-FINANCE BANKS IN THE ALLEVIATION OF POVERTY IN NIGERIA


                                                                 CHAPTER ONE
INTRODUCTION
1.1       BACKGROUND OF THE STUDY
A robust economic growth cannot be achieved without putting in place well focused programme to reduce poverty through empowering the people by increasing their access to factors of production.
The latent capacity of the poor for entrepreneurship would be significantly enhanced through the provision of micro-finance services to enable them engage in economic activities and be more self-reliant, increase employment opportunities, enhance household income and create wealth. Micro-financing has existed for years before the introduction of conventional banking in Nigeria and the later part of nineteenth century. (Ekot, 2008)

THE ROLE OF FINANCIAL INSTITUTIONS IN EXPORT FINANCING IN NIGERIA



CHAPTER ONE
INTRODUCTION
1.1       Background to the Study
Financial institutions are organizations which deal basically in money. They constitute the financial framework of an economy. Financial institutions help to pool savings and excess liquidity from millions of individuals and firms within the country and make them available to those who need them for various purposes. 

THE ROLE OF COMMERCIAL BANKS IN SMALL SCALE ENTREPRENEURIAL DEVELOPMENT


                                                                  CHAPTER ONE
INTRODUCTION
1.1       BACKGROUND OF THE STUDY
The post-independence Nigerian government adopted the entrepreneurship government which constrained it to assume the role of entrepreneur and the urge to offset the economic neglect of the colonial government and that resulted in engaging in ambitious industrialization programmes. When the Nigerian industrial Development Bank Limited (NIDB) was established in 1964 for the purpose of speeding up the industrialization process, its mandate was to promote industrial projects which were large enough to make applicable contribution to the national economy.